How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Hyundai Exter 2023 26 Exter SX Smart EMI

PetrolFuel Type

18.2Fuel Efficiency

1,197 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹7,51,160

RTO:₹52,581

Insurance:₹22,159

Others:₹7,512

On-Road Price:₹8,33,412

EMI

Down Payment Amount ₹ 83,341

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹521

Total Monthly Expense

₹19,940/Month

Loan Amount Breakdown

Downpayment₹83,341

RTO New Delhi₹52,581

Insurance₹22,159

Loan Amount₹7,50,071

Your estimated EMI is ₹15,245 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,64,608.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹15,245, which is about 30.49% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Hyundai Exter 2023 26 Exter SX Smart.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years