How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Pure Plus S CNG EMI

CNGFuel Type

18 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹8,34,900

RTO:₹58,443

Insurance:₹24,630

Others:₹8,349

On-Road Price:₹9,26,322

EMI

Down Payment Amount ₹ 92,632

Interest Rate 8.1%

Tenure 5 Years

Running Cost

CNG Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹663

Total Monthly Expense

₹21,828/Month

Loan Amount Breakdown

Downpayment₹92,632

RTO New Delhi₹58,443

Insurance₹24,630

Loan Amount₹8,33,690

Your estimated EMI is ₹16,944 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,82,959.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹16,944, which is about 33.89% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Tata Punch Pure Plus S CNG.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years