How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Adventure Turbo EMI

PetrolFuel Type

16.6 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹8,29,900

RTO:₹58,093

Insurance:₹24,482

Others:₹8,299

On-Road Price:₹9,20,774

EMI

Down Payment Amount ₹ 92,077

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹625

Total Monthly Expense

₹22,045/Month

Loan Amount Breakdown

Downpayment₹92,077

RTO New Delhi₹58,093

Insurance₹24,482

Loan Amount₹8,28,697

Your estimated EMI is ₹16,843 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,81,864.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹16,843, which is about 33.69% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Tata Punch Adventure Turbo.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years