How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Hyundai Exter 2023 26 Exter SX DT AMT EMI

PetrolFuel Type

18.2Fuel Efficiency

1,197 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹9,23,200

RTO:₹64,624

Insurance:₹27,234

Others:₹9,232

On-Road Price:₹10,24,290

EMI

Down Payment Amount ₹ 1,02,429

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹625

Total Monthly Expense

₹23,535/Month

Loan Amount Breakdown

Downpayment₹1,02,429

RTO New Delhi₹64,624

Insurance₹27,234

Loan Amount₹9,21,861

Your estimated EMI is ₹18,736 per month for 60 installments over 5 years. Total interest payable is approximately ₹2,02,309.

EMI Recommendation

Your Monthly Take Home Income in ₹

RiskyYour monthly EMI will be around ₹18,736, which is about 37.47% of your monthly take home salary. This is considered a risky affordability level. Buying the Hyundai Exter 2023 26 Exter SX DT AMT may leave limited room for savings or unexpected expenses.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years