How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Adventure S EMI

PetrolFuel Type

18 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹7,94,900

RTO:₹55,643

Insurance:₹23,450

Others:₹7,949

On-Road Price:₹8,81,942

EMI

Down Payment Amount ₹ 88,194

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹521

Total Monthly Expense

₹20,874/Month

Loan Amount Breakdown

Downpayment₹88,194

RTO New Delhi₹55,643

Insurance₹23,450

Loan Amount₹7,93,748

Your estimated EMI is ₹16,132 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,74,194.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹16,132, which is about 32.26% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Tata Punch Adventure S.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years