How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Accomplished AMT EMI

PetrolFuel Type

18 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹8,84,900

RTO:₹61,943

Insurance:₹26,105

Others:₹8,849

On-Road Price:₹9,81,797

EMI

Down Payment Amount ₹ 98,180

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹625

Total Monthly Expense

₹22,805/Month

Loan Amount Breakdown

Downpayment₹98,180

RTO New Delhi₹61,943

Insurance₹26,105

Loan Amount₹8,83,617

Your estimated EMI is ₹17,959 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,93,916.

EMI Recommendation

Your Monthly Take Home Income in ₹

RiskyYour monthly EMI will be around ₹17,959, which is about 35.92% of your monthly take home salary. This is considered a risky affordability level. Buying the Tata Punch Accomplished AMT may leave limited room for savings or unexpected expenses.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years