How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Tata Punch Adventure AMT EMI Calculator

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Adventure AMT EMI

PetrolFuel Type

18 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹8,14,900

RTO:₹57,043

Insurance:₹24,040

Others:₹8,149

On-Road Price:₹9,04,132

EMI

Down Payment Amount ₹ 90,413

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹625

Total Monthly Expense

₹21,384/Month

Loan Amount Breakdown

Downpayment₹90,413

RTO New Delhi₹57,043

Insurance₹24,040

Loan Amount₹8,13,719

Your estimated EMI is ₹16,538 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,78,576.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹16,538, which is about 33.08% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Tata Punch Adventure AMT.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years