Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Maruti Ciaz Sigma EMI

Maruti Ciaz Sigma
PetrolFuel Type
20.65 Km/LFuel Efficiency
1,462 ccDisplacement

Price Breakup

New Delhi
Ex-Showroom Price:₹9,09,000
RTO:₹63,630
Insurance:₹26,816
Others:₹9,090
On-Road Price:₹10,08,536
On-Road Price:₹10,08,536

EMI

Down Payment Amount ₹ 1,00,854
Interest Rate 8.1%
Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre
Monthly Running 750 KMs
Monthly Maintenance ₹575

Total Monthly Expense

₹22,702/Month

Loan Amount Breakdown

Downpayment₹1,00,854
RTO New Delhi₹63,630
Insurance₹26,816
Loan Amount₹9,07,682

Your estimated EMI is ₹18,448 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,99,197.

EMI Recommendation

Your Monthly Take Home Income in

36.9% of your take home income.

RiskyYour monthly EMI will be around ₹18,448, which is about 36.9% of your monthly take home salary. This is considered a risky affordability level. Buying the Maruti Ciaz Sigma may leave limited room for savings or unexpected expenses.

Value after 5 Years

Time Period5 Years
Kilometers75,000 KMs
ConditionGood

Value after 5 Years

₹5,51,196 Approx

Approx Value ₹5,51,196
Depreciation ₹4,57,340