How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Punch Pure EMI

PetrolFuel Type

18 Km/LFuel Efficiency

1,193 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹6,49,900

RTO:₹45,493

Insurance:₹20,472

Others:₹6,499

On-Road Price:₹7,22,364

EMI

Down Payment Amount ₹ 72,236

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹521

Total Monthly Expense

₹17,955/Month

Loan Amount Breakdown

Downpayment₹72,236

RTO New Delhi₹45,493

Insurance₹20,472

Loan Amount₹6,50,128

Your estimated EMI is ₹13,213 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,42,675.

EMI Recommendation

Your Monthly Take Home Income in ₹

StretchingYour monthly EMI will be around ₹13,213, which is about 26.43% of your monthly take home salary. The Tata Punch Pure may begin to stretch your monthly budget. A higher down payment or a lower variant could provide better financial flexibility.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years