How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Tata Curvv Pure Plus S Revotron 7DCA EMI

PetrolFuel Type

14.6 Km/LFuel Efficiency

1,199 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹13,03,590

RTO:₹1,34,791

Insurance:₹35,849

Others:₹13,036

On-Road Price:₹14,87,266

EMI

Down Payment Amount ₹ 1,48,727

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹1,063

Total Monthly Expense

₹33,472/Month

Loan Amount Breakdown

Downpayment₹1,48,727

RTO New Delhi₹1,34,791

Insurance₹35,849

Loan Amount₹13,38,539

Your estimated EMI is ₹27,205 per month for 60 installments over 5 years. Total interest payable is approximately ₹2,93,752.

EMI Recommendation

Your Monthly Take Home Income in ₹

Financial StressYour monthly EMI will be around ₹27,205, which is about 54.41% of your monthly take home salary. This EMI would consume more than half of your monthly income. Purchasing the Tata Curvv Pure Plus S Revotron 7DCA at this income level is likely to create financial stress and is generally not recommended.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years