How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Maruti Wagon R ZXI AGS EMI

PetrolFuel Type

24.35Fuel Efficiency

1,197 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹6,40,900

RTO:₹44,863

Insurance:₹20,188

Others:₹6,409

On-Road Price:₹7,12,360

EMI

Down Payment Amount ₹ 71,236

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹417

Total Monthly Expense

₹16,567/Month

Loan Amount Breakdown

Downpayment₹71,236

RTO New Delhi₹44,863

Insurance₹20,188

Loan Amount₹6,41,124

Your estimated EMI is ₹13,030 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,40,699.

EMI Recommendation

Your Monthly Take Home Income in ₹

StretchingYour monthly EMI will be around ₹13,030, which is about 26.06% of your monthly take home salary. The Maruti Wagon R ZXI AGS may begin to stretch your monthly budget. A higher down payment or a lower variant could provide better financial flexibility.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years