How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Kia Sorneto HTX A 6S Black Line Hybrid AWD EMI Calculator

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Kia Sorneto HTX A 6S Black Line Hybrid AWD EMI

PetrolFuel Type

19.6 Km/LFuel Efficiency

1,598 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹40,19,000

RTO:₹4,15,565

Insurance:₹82,389

Others:₹40,190

On-Road Price:₹45,57,144

EMI

Down Payment Amount ₹ 4,55,714

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹2,475

Total Monthly Expense

₹89,710/Month

Loan Amount Breakdown

Downpayment₹4,55,714

RTO New Delhi₹4,15,565

Insurance₹82,389

Loan Amount₹41,01,430

Your estimated EMI is ₹83,359 per month for 60 installments over 5 years. Total interest payable is approximately ₹9,00,088.

EMI Recommendation

Your Monthly Take Home Income in ₹

Not AdvisableYour monthly EMI will be around ₹83,359, which is about 166.72% of your monthly take home salary. It is not financially advisable to purchase the Kia Sorneto HTX A 6S Black Line Hybrid AWD at your current income level. Consider increasing your down payment, selecting a more affordable variant, or waiting until your income grows.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years