How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Kia Sorneto HTE O 7S (D) EMI Calculator

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Kia Sorneto HTE O 7S (D) EMI

DieselFuel Type

17.6 Km/LFuel Efficiency

2,151 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹29,49,000

RTO:₹3,68,625

Insurance:₹67,827

Others:₹29,490

On-Road Price:₹34,14,942

EMI

Down Payment Amount ₹ 3,41,494

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Diesel Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹1,998

Total Monthly Expense

₹68,781/Month

Loan Amount Breakdown

Downpayment₹3,41,494

RTO New Delhi₹3,68,625

Insurance₹67,827

Loan Amount₹30,73,448

Your estimated EMI is ₹62,466 per month for 60 installments over 5 years. Total interest payable is approximately ₹6,74,490.

EMI Recommendation

Your Monthly Take Home Income in ₹

Not AdvisableYour monthly EMI will be around ₹62,466, which is about 124.93% of your monthly take home salary. It is not financially advisable to purchase the Kia Sorneto HTE O 7S (D) at your current income level. Consider increasing your down payment, selecting a more affordable variant, or waiting until your income grows.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years