Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Kia Seltos HTK iVT EMI

: Front three-quarter view of a white Kia Seltos HTK variant on a yellow background, highlighting the "Tiger Nose" grille.
PetrolFuel Type
17.7 Km/LFuel Efficiency
1,497 ccDisplacement

Price Breakup

New Delhi
Ex-Showroom Price:₹14,39,000
RTO:₹1,48,793
Insurance:₹39,573
Others:₹14,390
On-Road Price:₹16,41,756
On-Road Price:₹16,41,756

EMI

Down Payment Amount ₹ 1,64,176
Interest Rate 8.1%
Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre
Monthly Running 750 KMs
Monthly Maintenance ₹956

Total Monthly Expense

₹35,279/Month

Loan Amount Breakdown

Downpayment₹1,64,176
RTO New Delhi₹1,48,793
Insurance₹39,573
Loan Amount₹14,77,580

Your estimated EMI is ₹30,031 per month for 60 installments over 5 years. Total interest payable is approximately ₹3,24,266.

EMI Recommendation

Your Monthly Take Home Income in

60.06% of your take home income.

CriticalYour monthly EMI will be around ₹30,031, which is about 60.06% of your monthly take home salary. This is well beyond a financially comfortable limit. Buying the Kia Seltos HTK iVT could significantly affect your ability to manage daily expenses and save for emergencies.

Value after 5 Years

Time Period5 Years
Kilometers75,000 KMs
ConditionGood

Value after 5 Years

₹8,97,271 Approx

Approx Value ₹8,97,271
Depreciation ₹7,44,485