Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Kia Seltos HTK Diesel EMI

: Front three-quarter view of a white Kia Seltos HTK variant on a yellow background, highlighting the "Tiger Nose" grille.
DieselFuel Type
20.7 Km/LFuel Efficiency
1,493 ccDisplacement

Price Breakup

New Delhi
Ex-Showroom Price:₹14,69,000
RTO:₹1,83,625
Insurance:₹40,398
Others:₹14,690
On-Road Price:₹17,07,713
On-Road Price:₹17,07,713

EMI

Down Payment Amount ₹ 1,70,771
Interest Rate 8.1%
Tenure 5 Years

Running Cost

Diesel Price ₹101.3/Litre
Monthly Running 750 KMs
Monthly Maintenance ₹1,061

Total Monthly Expense

₹35,968/Month

Loan Amount Breakdown

Downpayment₹1,70,771
RTO New Delhi₹1,83,625
Insurance₹40,398
Loan Amount₹15,36,942

Your estimated EMI is ₹31,237 per month for 60 installments over 5 years. Total interest payable is approximately ₹3,37,293.

EMI Recommendation

Your Monthly Take Home Income in

62.47% of your take home income.

CriticalYour monthly EMI will be around ₹31,237, which is about 62.47% of your monthly take home salary. This is well beyond a financially comfortable limit. Buying the Kia Seltos HTK Diesel could significantly affect your ability to manage daily expenses and save for emergencies.

Value after 5 Years

Time Period5 Years
Kilometers75,000 KMs
ConditionGood

Value after 5 Years

₹9,33,319 Approx

Approx Value ₹9,33,319
Depreciation ₹7,74,394