Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Kia Seltos GTX iVT EMI

Front three-quarter view of a black Seltos GTX on a yellow background.
PetrolFuel Type
17.7 Km/LFuel Efficiency
1,497 ccDisplacement

Price Breakup

New Delhi
Ex-Showroom Price:₹18,39,000
RTO:₹1,90,153
Insurance:₹47,814
Others:₹18,390
On-Road Price:₹20,95,357
On-Road Price:₹20,95,357

EMI

Down Payment Amount ₹ 2,09,536
Interest Rate 8.1%
Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre
Monthly Running 750 KMs
Monthly Maintenance ₹1,294

Total Monthly Expense

₹43,914/Month

Loan Amount Breakdown

Downpayment₹2,09,536
RTO New Delhi₹1,90,153
Insurance₹47,814
Loan Amount₹18,85,821

Your estimated EMI is ₹38,328 per month for 60 installments over 5 years. Total interest payable is approximately ₹4,13,857.

EMI Recommendation

Your Monthly Take Home Income in

76.66% of your take home income.

Not AdvisableYour monthly EMI will be around ₹38,328, which is about 76.66% of your monthly take home salary. It is not financially advisable to purchase the Kia Seltos GTX iVT at your current income level. Consider increasing your down payment, selecting a more affordable variant, or waiting until your income grows.

Value after 5 Years

Time Period5 Years
Kilometers75,000 KMs
ConditionGood

Value after 5 Years

₹11,45,178 Approx

Approx Value ₹11,45,178
Depreciation ₹9,50,179