Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Hyundai Verna HX4 EMI

Verna 2026
PetrolFuel Type
18.6 Km/LFuel Efficiency
1,497 ccDisplacement

Price Breakup

New Delhi
Ex-Showroom Price:₹12,24,400
RTO:₹1,26,603
Insurance:₹33,671
Others:₹12,244
On-Road Price:₹13,96,918
On-Road Price:₹13,96,918

EMI

Down Payment Amount ₹ 1,39,692
Interest Rate 8.1%
Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre
Monthly Running 750 KMs
Monthly Maintenance ₹815

Total Monthly Expense

₹30,452/Month

Loan Amount Breakdown

Downpayment₹1,39,692
RTO New Delhi₹1,26,603
Insurance₹33,671
Loan Amount₹12,57,226

Your estimated EMI is ₹25,552 per month for 60 installments over 5 years. Total interest payable is approximately ₹2,75,907.

EMI Recommendation

Your Monthly Take Home Income in

51.1% of your take home income.

Financial StressYour monthly EMI will be around ₹25,552, which is about 51.1% of your monthly take home salary. This EMI would consume more than half of your monthly income. Purchasing the Hyundai Verna HX4 at this income level is likely to create financial stress and is generally not recommended.

Value after 5 Years

Time Period5 Years
Kilometers75,000 KMs
ConditionGood

Value after 5 Years

₹7,63,459 Approx

Approx Value ₹7,63,459
Depreciation ₹6,33,459