How is car EMI calculated?

Car EMI is calculated from the loan amount, interest rate and loan tenure after subtracting the down payment from the selected car price.

Can I calculate car running cost with EMI?

Yes, the CarWyapar EMI calculator can estimate EMI, fuel cost and maintenance to show an approximate monthly expense.

Car EMI Planner

A car is a big financial investment. CarWyapar offers a free EMI planner and monthly expense calculator for you to find the best car in your budget.

Hyundai Exter 2023 26 Exter S Smart CNG EMI

PetrolFuel Type

18.2Fuel Efficiency

1,197 ccDisplacement

Price Breakup

New Delhi

Ex-Showroom Price:₹7,89,300

RTO:₹55,251

Insurance:₹23,284

Others:₹7,893

On-Road Price:₹8,75,728

EMI

Down Payment Amount ₹ 87,573

Interest Rate 8.1%

Tenure 5 Years

Running Cost

Petrol Price ₹101.3/Litre

Monthly Running 750 KMs

Monthly Maintenance ₹521

Total Monthly Expense

₹20,714/Month

Loan Amount Breakdown

Downpayment₹87,573

RTO New Delhi₹55,251

Insurance₹23,284

Loan Amount₹7,88,155

Your estimated EMI is ₹16,019 per month for 60 installments over 5 years. Total interest payable is approximately ₹1,72,966.

EMI Recommendation

Your Monthly Take Home Income in ₹

High CommitmentYour monthly EMI will be around ₹16,019, which is about 32.04% of your monthly take home salary. This is a significant financial commitment. Carefully review your monthly expenses and emergency savings before choosing the Hyundai Exter 2023 26 Exter S Smart CNG.

Value after 5 Years

Time Period5 Years

Kilometers75,000 KMs

ConditionGood

Value after 5 Years